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On Fear
Note to self: Basing my life on fear is the vibration that I will attract to myself (more fear). Being authentic in everything I do is my goal. Being consistent in all things is my goal. I must stop...
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How To Create Your Own Monthly Spending Plan
In 2005, I started planning my spending monthly. It’s been the best decision I’ve ever made. Purposefully taking about an hour of my time at the end of the month to plan financially for the next...
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Save the Date! Announcing The Spending Plan Webinar
I did then what I knew how to do. Now that I know better, I do better. ~Maya Angelou The Spending Plan In Action “Ma’am, would you like your receipt in the bag?” The salesperson asked. “No, I’ll...
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How To Keep Going
A successful man is one who can lay a firm foundation with the bricks others have thrown at him. ~David Brinkley If you want to reach a goal, find success and ultimately change your life, you need to...
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Hindsight is Always 20/20
Have you ever made a purchase, signed a contract or made a major decision only to realize later that it may not have been in your best interest? *Raised Hand* I have. I can remember one decision last...
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Follow-Up: The Webinar, The Survey & Ebony
The Spending Plan Webinar A few weeks ago, I hosted the very first webinar for PFN which focused on The Spending Plan…the benefits, how to create it, and some of the most important areas of the plan....
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A Few Short Suggestions Regarding The Credit Report
There is nothing more awkward than going to apply for a loan, insurance, job, etc. only to realize that you may not qualify because you’ve been a little neglectful in this one area of your life. It’s...
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Being In The Right Place
I was laid off. We’d been hearing rumors in the preceding weeks…all of us were hoping for the best, but expecting the worst. When the worst finally came, we were relieved that the suspicion was over....
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Thoughts For Mindful Change: It Is What It Is
There’s nothing I can do about yesterday, but I have the right to choose what I think and say today. The problem is that you want financial peace, but with the current state of your own personal...
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Q & A: Living Paycheck to Tuesday
Hello there PFN Community! For those of you reading today from the U.S., it’s Memorial Day! So, don’t forget to take a few moments to remember those who have lost their lives while serving our...
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Continuously Learning
It happened again! My son reluctantly tells me that…his glasses are broken. *sigh* What do you mean your glasses are broken, son? (as my head rested in the palm of my hands) *** Maybe I should back...
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Keeping Up With Expenses
Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver. ~Ayn Rand Since 2005, I have been keeping track of my expenses daily. If you’re a regular reader,...
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Practical Tips to Cut Expenses
About three to four years ago, I shared an eBook called Ten Easy Tips To Save Money Now with a very small amount of readers here on PFN at the time. I believe all of the tips were very practical and...
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The Hardest Part Is Through
If you’re trying to achieve something, there will be roadblocks. I’ve had them; everybody has had them. But obstacles don’t have to stop you. If you run into a wall, don’t turn around and give up....
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Watch Your Habits…They Become Your Destiny
“Your beliefs become your thoughts, Your thoughts become your words, Your words become your actions, Your actions become your habits, Your habits become your values, Your values become your destiny.”...
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How to Make Your Money Goals A Priority
I don’t manage an income like that of Oprah Winfrey, and you probably don’t either. But one thing I know is that we all have money responsibilities…each and every last one of us. I was talking with my...
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The Five Chapters
In a Wishes Fulfilled talk by Dr. Wayne Dyer, he tells a beautiful story about a lady by the name of Portia Nelson. Portia attended an event hosted by Dr. Dyer several years earlier. At the event,...
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Lessons Learned in 2013
Merry Christmas!!! I can’t begin to express how excited I am that this time has finally arrived. Not because it’s Christmas, I love Christmas by the way, but mainly due to the fact that the kids and...
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Understanding the Message
Most financial advice seems foreign. Many don’t connect because either the language that many financial experts use is too far above the average person’s head or what is being suggested appears too...
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SAVE THE DATE! Announcing the “6 Failproof Ways to Finally Become Financially...
“Sometimes the smallest step in the right direction ends up being the biggest step of your life. Tip toe if you must, but take the step.” ~Author Unknown At the time of this writing, I have just...
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